The author of 'Moolala: Why Smart People do Dumb Things with their Money' says it is important to put money in RRSPs before the deadline, and explains how deciding how exactly the money will be invested can be done at a later time. Includes and interview with parenting expert Alyson Schafer, who discusses how to teach your children the true value of a dollar? The Bank of Montreal offers tips, advice, and all the necessary tools to help lead your child into a financially responsible future.